Reymet Federal Credit Union

Welcome to Reymet Community Federal Credit Union

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FUNDS AVAILABILITY POLICY

EFFECTIVE 01/01/2001

*Description of Deposit*	When Funds Can Be Withdrawn By Cash or Check
Direct Deposits	The day we receive the deposit
Cash, Wire Transfers, Cashier's, Certified, Teller's, Federal, State & Local Government Checks, Checks on RFCU, and the First $100.00 of Day's Deposits of Other Checks	The first business day after the day of deposit.
Local Checks	The second business day after the day of deposit
Non-Local Checks	The fifth business day after the day of deposit

Returned Item Policy -
There is a $25 fee assessed when any deposited check, electronic ACH or debit/ATM card transaction is returned. The amount of the transaction will be deducted from your account. You will receive a receipt showing the deducted amount and the fee.